Senior Property Tax Benefits Eligibility Checker
Last Updated: April 2026
Answer a few questions and see every program you qualify for — with instructions on how to apply.
Eligibility Checker
Types of Senior Property Tax Benefits
Senior property tax benefits fall into three categories: exemptions (reduce taxable value), freezes (cap your tax bill), and deferrals (postpone payments). Most seniors qualify for at least one; many qualify for two or three stacked on top of each other.
The most valuable combination in the US is in Texas: a $200,000 school district exemption plus a school tax freeze. A Texas senior with a $400,000 home who applies in 2026 will both reduce and lock their school taxes — potentially saving $4,000+ per year indefinitely.
Income-limited programs offer additional benefits for seniors with moderate incomes. Illinois's Senior Freeze and Florida's additional exemption are only available to seniors below specified income thresholds, but they can add significant additional savings on top of basic exemptions.
Frequently Asked Questions
What programs does the checker cover?
It covers homestead exemptions, over-65 additional exemptions, school tax freezes, property tax deferrals, veteran exemptions, disability exemptions, and income-limited senior programs for the 5 states in our database.
Do income limits apply to all programs?
No. In Texas, the basic homestead and over-65 exemptions have no income limits. Income limits apply to Illinois's Senior Freeze ($65,000), Florida's additional senior exemption ($36,614), New York's Enhanced STAR ($107,300), and California's postponement program ($51,000).
What if my state is not listed?
We are actively adding states. All 50 states have some form of senior property tax benefit. Contact your state's department of revenue or county assessor's office for your state's programs.